Young Professionals

Mortgages for professionals with a clearly defined career path which may allow you to borrow the money you need, with a bit of extra help from a lender

Mortgages for Professionals

Generally, professions can include: Accountants, Architects, Barristers, Chartered Surveyors, Dentists, Medical Doctors, Pilots, Solicitors & Vets.

If you work in any of these industries and are fully qualified and registered with the authorising body, you may be able to borrow up to 6x your annual salary. The standard income multiple used for most UK mortgage lenders is generally 4.5x your annual salary, so this increase can make a HUGE difference.

This is offered to these professions as it’s generally accepted that once qualified, these are professions which see individuals experience consistent & rapid increases in salary & overall earnings, so the mortgage lender can confidently lend more to these individuals due to their higher career earning potential.

A professional mortgage can help if you’ve found a home that you might have considered as out of your reach due to affordability issues. The higher income multiple of 6x your salary often means you can borrow more, meaning a property you might have deemed out of reach, may all of a sudden look achievable.

It’s important to note that this kind of mortgage isn’t offered by every lender & criteria differs from lender to lender for those that do offer these ranges. If you think you might be eligible & feel as though you need to stretch how much you can borrow, get in touch today!

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"The only Mortgage Advisor I’ll ever use. I’ve picked one date, but really Dec has helped me and my partner in multiple transactions over the past year! As it always is with houses they all had their own oddities and Dec helped us through all of them with wisdom and humour! There was no question too small and no problem too big and we couldn’t recommend him enough" Danielle, 16/12/2022

"Dec has been informative, quick to respond and knowledgeable throughout. I feel advised on each aspect of the process so far and feel Dec has gone above and beyond for us. Impeccable service!" Ellie, 08/03/2023

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Whether you’re just getting started and want to learn more, already found your dream home to move to, or you’re remortgaging your current home, we’d love to help!

EXCELLENT

Based on 204 reviews

Monika Germishuys

30 October 2026

Dec is amazing, very knowledgeable, works efficiently, gives good advice, and responds quickly. On top of all the above, Dec is a really nice bloke; it's a pleasure to work with you!

Daniel Germishuys

29 October 2026

What a nice experience from start to finish. I would recommend Dec 100%. Thank you for all your help and advice.

Antony Rhodes

2 October 2026

As a first time buyer, this experience was absolutely on point. I was fully informed and completely supported through the whole process. I would highly recommend Plura to anyone wanting advice and help with a mortgage application. Thank you Amy and Dec for such a professional and supportive service.

amena walker

28 September 2026

10/10 experience Dec was brilliant with our first introduction call and talking through all the options and what would be best. He explained everything so clearly. Amy is a superstar! She made the process feel so easy and reassured me as a first time buyer. She was so helpful, always keeping me in the loop and just a great adviser! Would recommend to anyone and couldn’t be more grateful to have had them through the process!

Lucy Trudgill

24 September 2026

Fantastic service! Friendly, easy to chat to, great advice! Dec took all the stress away while sorting our mortgage for us! 100% would recommend and use again!

Young Professionals

Mortgages for Professionals

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