Young Professionals

Mortgages for professionals with a clearly defined career path which may allow you to borrow the money you need, with a bit of extra help from a lender

Mortgages for Professionals

Generally, professions can include: Accountants, Architects, Barristers, Chartered Surveyors, Dentists, Medical Doctors, Pilots, Solicitors & Vets.

If you work in any of these industries and are fully qualified and registered with the authorising body, you may be able to borrow up to 6x your annual salary. The standard income multiple used for most UK mortgage lenders is generally 4.5x your annual salary, so this increase can make a HUGE difference.

This is offered to these professions as it’s generally accepted that once qualified, these are professions which see individuals experience consistent & rapid increases in salary & overall earnings, so the mortgage lender can confidently lend more to these individuals due to their higher career earning potential.

A professional mortgage can help if you’ve found a home that you might have considered as out of your reach due to affordability issues. The higher income multiple of 6x your salary often means you can borrow more, meaning a property you might have deemed out of reach, may all of a sudden look achievable.

It’s important to note that this kind of mortgage isn’t offered by every lender & criteria differs from lender to lender for those that do offer these ranges. If you think you might be eligible & feel as though you need to stretch how much you can borrow, get in touch today!

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"The only Mortgage Advisor I’ll ever use. I’ve picked one date, but really Dec has helped me and my partner in multiple transactions over the past year! As it always is with houses they all had their own oddities and Dec helped us through all of them with wisdom and humour! There was no question too small and no problem too big and we couldn’t recommend him enough" Danielle, 16/12/2022

"Dec has been informative, quick to respond and knowledgeable throughout. I feel advised on each aspect of the process so far and feel Dec has gone above and beyond for us. Impeccable service!" Ellie, 08/03/2023

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Whether you’re just getting started and want to learn more, already found your dream home to move to, or you’re remortgaging your current home, we’d love to help!

EXCELLENT

Based on 202 reviews

Antony Rhodes

2 October 2026

As a first time buyer, this experience was absolutely on point. I was fully informed and completely supported through the whole process. I would highly recommend Plura to anyone wanting advice and help with a mortgage application. Thank you Amy and Dec for such a professional and supportive service.

amena walker

28 September 2026

10/10 experience Dec was brilliant with our first introduction call and talking through all the options and what would be best. He explained everything so clearly. Amy is a superstar! She made the process feel so easy and reassured me as a first time buyer. She was so helpful, always keeping me in the loop and just a great adviser! Would recommend to anyone and couldn’t be more grateful to have had them through the process!

Lucy Trudgill

24 September 2026

Fantastic service! Friendly, easy to chat to, great advice! Dec took all the stress away while sorting our mortgage for us! 100% would recommend and use again!

Jordan Gilmore

21 September 2026

We’ve just renewed our mortgage with Dec at Plura Mortgage Advice and honestly couldn’t recommend him enough. Dec made the whole process really easy and stress-free, was always on hand to answer our questions, and kept us updated throughout. He’s a genuinely great guy who clearly cares about his customers, and we really appreciated all the time and effort he put in for us. Thanks again, Dec — we really appreciate it!

Jacob S

17 September 2026

We had the pleasure of using Plura mortgages to arrange our mortgage as first time buyers. We couldn't recommend them enough! Dec, Amy and Kath were extremely helpful throughout the whole process and guided us along every step of the way. Dec was always on hand with any questions we had. Whether that was via email, WhatsApp or call, he was extremely reliable in getting back to us. He's very knowledgable in the range of mortgage packages that may suit different people and will recommend the best option for you! Top guy who is very approachable and personable, would definitely recommend! Thanks so much for all your help Dec, Amy and Kath:)!

Young Professionals

Mortgages for Professionals

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