For you homeowners looking to review your existing mortgage. Make sure you never pay more than you have to & get a review of your mortgage today
A remortgage is staying in your existing home but switching to a new product, or a new lender. A remortgage helps you avoid your existing lenders Standard Variable Rate (SVR) which you automatically go onto when your existing rate period expires. The SVR is often much higher than the rate you’re currently on & your payments often jump up significantly… so inaction can be expensive!
Remortgaging is one of the most ignored & unnoticed areas of personal finance. For most households, your mortgage is your largest debt & your single biggest monthly outgoing. When considering our expenses, our mortgage is usually at the top of the list… but when it’s time to renew, many people forget this. Ignoring your mortgage renewal can be costly.
Make sure you never pay more than you have to and get a review of your mortgage today.
Our advisors can look at the full picture & help you understand what any changes would mean for you, how they would affect your monthly & overall payments, & how they would help you move towards your goals.
A remortgage is an important financial decision & it should be treated as one. Seeking professional advice makes sure you make a well-informed decision with ALL of the information you need to make the most appropriate choice for you.
A Mortgage Review is the right thing to do
BUT DON’T FORGET, when remortgaging, you can also do other things like adding/removing someone to or from the mortgage, reduce/increase your mortgage term, or change to a more flexible arrangements.
Product Transfer – staying with your existing lender, but changing on to a new mortgage product
Remortgage – changing to a new lender
A product transfer is often seen as the “easy” option, but it’s not always the best option. Don’t make the mistake of only considering your existing lenders deals. Competition in the mortgage market is a huge benefit for consumers in the UK as mortgage lenders battle to win your business by competing on rates.
We help you assess all of your options, talk through them with you, & give you the peace of mind knowing you’re fully informed.
Never miss a renewal again – work with us on this remortgage & we’ll stay in touch from the first day you contact us to the very last day of your mortgage term.
Because with us, it’s not a transaction… its mortgage advice, for life!
Your home may be repossessed if you do not keep up repayments on your mortgage
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If you’re remortgaging your current home, we’d love to help!
Plura is a trading style of Plura Mortgage Advice Ltd which is an Appointed Representative of PRIMIS Mortgage Network which is a trading name of First Complete Limited. First Complete Limited is authorised and regulated by the Financial Conduct Authority. Registered Office 25-29 Sandy Way. Yeadon, Leeds, LS19 7EW. Registered in England & Wales with company number 14931418. We charge a fee for Mortgage Advice, usually £395, but this can vary depending on the service you are receiving. We’re also paid commission from the lender
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK