We are athletes, & we love helping athletes.
We have experience working with professional sports people to help them secure the mortgage they need, based on their contract terms & unique circumstances.
Mortgage lenders are happy to consider lending to professional athletes, but the complex part is how long they’ll allow you to take the mortgage for. Lenders will usually assume that professional athletes will retire around the age of 35, then they want to know, what’s next? We can help you make a plan & tell that story to secure you the lending you need, over the term you need to make your monthly repayments affordable.
Professional athletes have a huge earning potential, but are in a very different position to those in a non-sporting role, because competing professionally often doesn’t last anywhere near as long. Lenders will want to see how long you’ve been playing pro sports for, & how long you have left on your current contract. They do this to ensure that they are lending to you responsibly & to verify how likely it is that you will continue in professional sports moving forward.
Contracts vary, transfers happen, injuries occur, income can fluctuate due to performance based bonuses. We’re here to help you tell the story & build a strong case to put towards a lender who is willing to manually underwrite your case & look at the picture as a whole.
We work most commonly securing mortgages for Footballers & Rugby players but we can also help those of you in other professional sports. We can secure mortgages for netballers, golfers, runners, cricketers, tennis players & much more.
If you earn money from sport, speak with us today to see how we might be able to help.
In Football & Rugby, it’s extremely common for players to play on a part-time basis down in the lower leagues, playing alongside working another full or part-time job. Our Director, Dec, has experience of playing semi-professional football & working alongside it… so you can be confident we can relate to you!
If you’ve got a contract for your club & can evidence your income, there’s potential that you’ll be able to use this income to boost how much a lender is willing to allow you to borrow.
Again, the same questions arise, how long have you been playing semi-professional sports? When are you likely to retire? How long do you have left on your existing contract?
We’re here to build your case, ensuring we explain your options to you clearly after we’ve presented this to a mortgage lender.
Your home may be repossessed if you do not keep up repayments on your mortgage
Plura are here to help!
Sport is a rewarding career path that most people can only dream of. What people don’t realise are the challenges that arise for professional sports people. We get it.
Plura is a trading style of Plura Mortgage Advice Ltd which is an Appointed Representative of PRIMIS Mortgage Network which is a trading name of First Complete Limited. First Complete Limited is authorised and regulated by the Financial Conduct Authority. Registered Office 25-29 Sandy Way. Yeadon, Leeds, LS19 7EW. Registered in England & Wales with company number 14931418. We charge a fee for Mortgage Advice, usually £395, but this can vary depending on the service you are receiving. We’re also paid commission from the lender
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK
