Pro/Semi-Pro Footballers/Athletes

We are athletes, & we love helping athletes.

We have experience working with professional sports people to help them secure the mortgage they need, based on their contract terms & unique circumstances.

Helping Professional Athletes With Their Mortgages

Mortgage lenders are happy to consider lending to professional athletes, but the complex part is how long they’ll allow you to take the mortgage for. Lenders will usually assume that professional athletes will retire around the age of 35, then they want to know, what’s next? We can help you make a plan & tell that story to secure you the lending you need, over the term you need to make your monthly repayments affordable.

Professional athletes have a huge earning potential, but are in a very different position to those in a non-sporting role, because competing professionally often doesn’t last anywhere near as long. Lenders will want to see how long you’ve been playing pro sports for, & how long you have left on your current contract. They do this to ensure that they are lending to you responsibly & to verify how likely it is that you will continue in professional sports moving forward.

Contracts vary, transfers happen, injuries occur, income can fluctuate due to performance based bonuses. We’re here to help you tell the story & build a strong case to put towards a lender who is willing to manually underwrite your case & look at the picture as a whole.

We work most commonly securing mortgages for Footballers & Rugby players but we can also help those of you in other professional sports. We can secure mortgages for netballers, golfers, runners, cricketers, tennis players & much more.

If you earn money from sport, speak with us today to see how we might be able to help.

If I’m a Semi-Pro athlete playing part-time, can I get a mortgage using this income?

In Football & Rugby, it’s extremely common for players to play on a part-time basis down in the lower leagues, playing alongside working another full or part-time job. Our Director, Dec, has experience of playing semi-professional football & working alongside it… so you can be confident we can relate to you!

If you’ve got a contract for your club & can evidence your income, there’s potential that you’ll be able to use this income to boost how much a lender is willing to allow you to borrow.

Again, the same questions arise, how long have you been playing semi-professional sports? When are you likely to retire? How long do you have left on your existing contract?

We’re here to build your case, ensuring we explain your options to you clearly after we’ve presented this to a mortgage lender.

Speak To An Advisor

"Brilliant at helping us get our mortgage sorted quickly with absolutely no fuss at all. Communication was great, we always knew what was going on, what we needed to do and when to expect our next message or call. Really professional and stress free experience" John, 20/07/2022

Other Mortgages Services

Your home may be repossessed if you do not keep up repayments on your mortgage

So if you’re a Pro or Semi-Pro athlete, no matter the sport,

Plura are here to help!

Sport is a rewarding career path that most people can only dream of. What people don’t realise are the challenges that arise for professional sports people. We get it.

EXCELLENT

Based on 202 reviews

Antony Rhodes

2 October 2026

As a first time buyer, this experience was absolutely on point. I was fully informed and completely supported through the whole process. I would highly recommend Plura to anyone wanting advice and help with a mortgage application. Thank you Amy and Dec for such a professional and supportive service.

amena walker

28 September 2026

10/10 experience Dec was brilliant with our first introduction call and talking through all the options and what would be best. He explained everything so clearly. Amy is a superstar! She made the process feel so easy and reassured me as a first time buyer. She was so helpful, always keeping me in the loop and just a great adviser! Would recommend to anyone and couldn’t be more grateful to have had them through the process!

Lucy Trudgill

24 September 2026

Fantastic service! Friendly, easy to chat to, great advice! Dec took all the stress away while sorting our mortgage for us! 100% would recommend and use again!

Jordan Gilmore

21 September 2026

We’ve just renewed our mortgage with Dec at Plura Mortgage Advice and honestly couldn’t recommend him enough. Dec made the whole process really easy and stress-free, was always on hand to answer our questions, and kept us updated throughout. He’s a genuinely great guy who clearly cares about his customers, and we really appreciated all the time and effort he put in for us. Thanks again, Dec — we really appreciate it!

Jacob S

17 September 2026

We had the pleasure of using Plura mortgages to arrange our mortgage as first time buyers. We couldn't recommend them enough! Dec, Amy and Kath were extremely helpful throughout the whole process and guided us along every step of the way. Dec was always on hand with any questions we had. Whether that was via email, WhatsApp or call, he was extremely reliable in getting back to us. He's very knowledgable in the range of mortgage packages that may suit different people and will recommend the best option for you! Top guy who is very approachable and personable, would definitely recommend! Thanks so much for all your help Dec, Amy and Kath:)!